Fast delivery in 5 to 10 minutes after payment

Our company knows that time is precious especially for those who are preparing for CII M05 exam, just like the old saying goes "Time flies like an arrow, and time lost never returns." We have tried our best to provide our customers the fastest delivery. We can ensure you that you will receive our M05 practice exam materials within 5 to 10 minutes after payment, this marks the fastest delivery speed in this field. Therefore, you will have more time to prepare for the M05 actual exam. Our operation system will send the M05 best questions to the e-mail address you used for payment, and all you need to do is just waiting for a while then check your mailbox.

Only need to practice for 20 to 30 hours

You will get to know the valuable exam tips and the latest question types in our M05 certification training files, and there are special explanations for some difficult questions, which can help you to have a better understanding of the difficult questions. All of the questions we listed in our M05 practice exam materials are the key points for the IT exam, and there is no doubt that you can practice all of M05 best questions within 20 to 30 hours, even though the time you spend on it is very short, however the contents you have practiced are the quintessence for the IT exam. And of course, if you still have any misgivings, you can practice our M05 certification training files again and again, which may help you to get the highest score in the IT exam.

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Simulate the real exam

We provide different versions of M05 practice exam materials for our customers, among which the software version can stimulate the real exam for you but it only can be used in the windows operation system. It tries to simulate the M05 best questions for our customers to learn and test at the same time and it has been proved to be good environment for IT workers to find deficiencies of their knowledge in the course of stimulation.

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CII Insurance law (IL) Sample Questions:

1. In respect of a life assurance policy, the duty to take reasonable care NOT to make a misrepresentation ends when the proposer

A) assigns the contract to a third party.
B) forms the contract with the insurer.
C) dies and his estate submits a claim to the insurer.
D) signs and submits the completed proposal form to the insurer.

2. Which of the following is an example of a condition precedent in an insurance contract?

A) The insurer must provide coverage for accidental damage
B) The insured must pay the premium
C) The insured must maintain the insured item in good condition
D) The insurer is required to pay claims for theft

3. For this question more than 1 option is correct. You must select all the correct options to gain the mark. How may double insurance arise?

A) A merger between two major insurance companies.
B) A deliberate attempt to obtain the proceeds of two policies.
C) An overlap in cover between two different types of insurance policy.
D) The inadvertent non-cancellation of a policy when a new policy is taken out.

4. In accordance with the principle of good faith, which facts must a potential policyholder disclose to the insurer when applying for insurance?

A) Only those facts considered likely to reduce the cost of cover
B) Any facts which are considered material to the risk.
C) Any facts which are in the public domain.
D) Any facts of law.

5. What is the effect of a waiver on an insurance contract?

A) It allows the insurer to increase the premium
B) It reduces the policyholder's obligation to make full disclosure
C) It allows one party to ignore certain policy terms
D) It terminates the policy

Solutions: